It’s smooth and simple
Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy and safe to use; you’re always covered by Klarna’s Buyer Protection.
How to checkout with Klarna
Add your favorite items to the cart and select “Klarna” at checkout
Enter basic information and know instantly if you’re approved
Klarna will send you an email confirmation and payment reminders
Complete all future Klarna purchases with just a single click
You shop, you choose how to pay.
Take advantage of promotional APRs* with planned monthly payments. You’ll always know exactly how much is due each month, and how much you’ll pay in total. [6-36] month terms available.
No interest if paid in full** Pay 0% interest on your purchase if the full amount is paid in [6-12] months. Minimum monthly payments required.
[ATTN: Financing disclosures are required when promoting Planned payments and/or Deferred interest]
*Promotional offer for qualifying orders. Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge, credit approval and terms. Accounts are issued by WebBank, member FDIC.
**Interest will be charged to your account from transaction posting date at 19.99% APR if the purchase balance is not paid in full by the end of the [ 6 | 12 ] month promo period. Minimum payments required. Additional payments may be required to pay off balance before promotion expires. Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge, credit approval and terms. Klarna Credit accounts are issued by WebBank, member FDIC.
Frequently Asked Questions
Don’t see your question here? Check out Klarna’s full FAQ page. [ATTN: Only insert the FAQs below that are relevant to the payment options offered on your store.]
What is Klarna?
Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 100,000 online stores and has more than 60 million users globally.
What is Slice it?
Slice it is Klarna’s pay over time financing option, which is offered at the time of checkout. This affordable and highly flexible open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time. View complete terms.
How does financing with Klarna work?
It’s simple! Shop at any online store that uses Klarna, and choose Slice it to pay for your purchases over time. You will know if you are approved in seconds, before completing your purchase. If approved, you will receive an email confirmation from Klarna, and can manage your account at https://app.klarna.com/login.
Will this affect my credit score?
Pay later will not affect your credit score. Slice it applications will take credit score and credit history into consideration when determining if the application is approved.
How can I reach Klarna?
You can reach Klarna anytime at https://www.klarna.com/us/customer-service/
Klarna is one of Europe’s fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smoooth’, adding value for shoppers and retailers with unique payment options and superior customer experience.
Klarna has 2,000 employees across 14 markets, and is leading the way for alternative payments by serving 60 million consumers and 100,000 merchants smoooth payment solutions.