How Does Affirm Work?
Quick and easy
Checkout is simple at any store that accepts Affirm. Just enter a few pieces of information for a real-time decision.
You’re in control
Pick a loan that fits your budget. You’ll make real progress every month, and at the end of your loan, you’re free and clear.
Buying with Affirm is Easy!
Select Financing with Affirm at checkout.
Provide some basic information.
Get a real-time credit decision to split your purchase into monthly payments.*
Simply pay your monthly bill using a debit card or bank transfer at www.affirm.com/pay.
*Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.